These days, everyone is facing unprecedented and challenging times thanks to the ongoing COVID-19 pandemic. Schools have been forced to close ahead of schedule, many states have been forced to implement stay-at-home orders, various travel restrictions have been put into place – in general, normal way of life has been interrupted for the foreseeable future. This is especially the case for small businesses across the country. Thankfully, there are many insurance companies who are stepping up and providing all sorts of resources in terms of both preparation and assistance so that these businesses will be able to stay afloat during this trying time in history.


Here are four useful tips to help with managing small businesses during COVID-19.


*First and foremost, always take the time to communicate with all employees, customers, and clients alike. This is something that can easily be done using client lists, social media, and email in order to keep everyone up to date on all plans involving business operation, such as potential changes in business hours, what preventative measures will be taken, and how the business itself will be supporting employees during the pandemic.


*It's also important to take the time to look into both relief and loans, especially if your business is suffering in some fashion due to the interruption caused by the pandemic. The United States Small Business Administration is encouraging any small businesses to apply for disaster loan assistance, and there is also multiple relief programs available on the local, state, and federal level.


*Keep in mind that businesses will need to prepare for both public shortages and supply chain issues as well. This means that you will need to begin seeking alternative methods to ensure that your business is able to operate as smoothly as possible. Always do your best to remain in contact with all of your suppliers and, when requesting them to keep you informed of any and all issues, practice communication that is both transparent and open.


*Never forget to follow all guidelines that have been established by the Centers for Disease Control, as well as all of your local authorities in terms of exposure, health, and wellness. For instance, actively encourage all sick employees to stay home, routinely clean your business, practice safe social distancing, and work from home whenever possible in order to help reduce virus transmission. As a business owner, you will also need to plan for any and all potential absences, localized directives, and business interruptions due to the pandemic. Additionally, it is also recommended that you remain as flexible as possible in your planning as the best possible way to respond to the ongoing situation. Furthermore, your employees should be cross-trained, and your local managers should be provided with the necessary authority to take all appropriate action whenever needed. The CDC has also issued further recommendations on their official website, and furthermore, the World Health Organization has issued additional information on exactly how businesses can prepare for the COVID-19 pandemic on their official website as well.

small business during covid